We offer a level of personal attention that is critical for a first-time home buyer.
The first time you do anything is the hardest and causes the most apprehension and stress. We are experienced mortgage brokers who excel with helping first-time home buyers, so you won’t experience those feelings or the potential pitfalls involved when you contact us at Centum Mortgage Store, Ltd. to guide you through the mortgage process.
One advantage of working with us is that we have access to more than 20 lenders, including private lenders and those that are exclusive to our brokerage. Many of these are dedicated to offering favourable terms to a first-time home buyer so they can get off on the right path to financial security. Becoming a homeowner is an exciting venture, and working with us can ensure you have all the information you need to avoid common first-time home buyer struggles or mistakes.
There are three factors that we keep in mind when guiding a first-time home buyer. The first is understanding what the terms of mortgages are and why the rate on the loan is not the only deciding factor. The second is understanding the pre-qualification process and setting a home price range accordingly that might or might not utilize the full amount. The third is considering long-range plans and how they can be affected by pre-payment privileges and penalties.
We offer a level of personal attention that is critical for a first-time home buyer so you can be confident that you’ll get the answer you need in a timely manner and the guidance to get you from start to end with confidence. Contact us today to arrange a consultation to get started with purchasing your home in Kelowna or the surrounding Okanagan area of British Columbia.